Owner-Operator Startup Budget

Lists 29 one-time startup costs for a new trucking authority, shows your funding gap, and runs a 12-month cash flow with revenue ramp and collection lag.

Who it's for

Drivers planning to get their own authority who need a startup budget and 12-month cash flow.

What it does

• 29 one-time startup costs: authority, insurance, truck, trailer, gear, working capital
• Total startup cost, surplus or shortfall, day-1 cash and months of runway
• Paid? tracker: paid so far and still to pay as you write the checks
• 12-month cash flow with ramp %, collection lag, fixed bills and your draw
• First profitable month, cumulative breakeven and lowest cash point
• 25-step launch checklist with agency sites and a progress bar

What's included

• 1 Excel workbook (.xlsx) — also opens in Google Sheets
• Startup Plan with 8 live KPIs and a Y/N paid tracker
• Monthly Cash Flow: 12 months, 8 KPIs, breakeven and trough finder
• Launch Checklist: 25 ordered steps, progress % and next step
• Realistic single-truck example numbers already filled in
• Start Here guide with a color legend
• Instant digital download

Also included in the Owner-Operator Complete Toolkit ($89).

Facts

More detail on the HaulMath website: gethaulmath.com/products/startup-budget.

Made with AI assistance and reviewed and tested by a person. A calculation tool, not tax, legal or financial advice.